Payment & Insurance

Tulsa Cardiology Clinic is a premier, bespoke, state-of-the-art practice in Tulsa, OK. We blend cutting-edge science with top-tier wellness practices to help you live a long and healthy life.

Concierge medicine gives you direct access to the high-quality internal medicine care you need for an annual fee.

Tulsa Cardiology Clinic offers an unparalleled concierge experience, eschewing traditional insurance billing in favor of an all-inclusive annual or monthly membership fee. This model ensures unlimited access to premier care whenever needed. Members may request a comprehensive super-bill from our office, detailing the diagnostic (ICD) and treatment (CPT or HCPCS) codes for potential out-of-network reimbursement. While insurance companies may reimburse 50-80% of out-of-network costs, this varies by policy and is not guaranteed.

Your membership provides seamless access to top-tier care, often eliminating the need for costly urgent care visits, copays, and deductibles, resulting in significant savings and superior health management.

Why we choose to be out-of-network with insurance:

Our out-of-network model empowers Dr. Trad and his team to deliver personalized, evidence-based care free from insurance company limitations.

This approach allows us to dedicate our full attention to your health, emphasizing internal medicine, cardiac disease prevention, nutrition and lifestyle optimization, and weight management.


  • Yearly Basic Labs are included in your membership.

  • Yearly Electrocardiogram is included in your membership.

  • A yearly 2D echo is included in your yearly membership per request or clinical relevant need.

  • Even though Dr. Trad is out of network with your insurance, diagnostic tests, procedures, and medications prescribed will be submitted to your insurance provider as usual. This means that these services will be covered according to the terms of your insurance plan.